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Local Business

Can You Count on a Bountiful Investment “Harvest”?

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We’re officially in autumn-the season when we reap what we planted. As an investor, what can you learn from those who work the land and bring in the harvest?

First, you need to plant good “seeds” by choosing investments designed to help meet your goals.

Next, you will need to nurture your “crops” by adding money to your existing investments over time. The larger your overall investment base, the more you can expand its growth potential.

Also, just as agricultural workers plant a variety of crops, you need to diversify your investments. If you only owned one type of asset, and a market downturn hit that asset class hard, your portfolio could take a big hit. Keep in mind, though, that diversification can’t protect against all losses.

And when it’s time to bring in your harvest-that is, when it’s time to tap into your investments to support yourself during retirement-you’ll want to stick with an appropriate withdrawal rate, so that you don’t outlive your resources.

Take good care of your investment harvest-it can help provide a bushel of benefits.

~To raise awareness about the importance of saving for retirement, Congress has dedicated October 21-27 as National Retirement Security Week.~

Member SIPC.

www.edwardjones.com

MICHELLE DENOYER (815) 255-2395 Channahon

NATE ALBERT (815) 836-8089 Crest Hill

EDWARD J. DOLLINGER (815) 744-2127 Joliet

RONALD T. MOLO (815) 439-8221 Joliet

MARK E. KARNER (815) 744-2742 Joliet

SETH A. WORMLEY (815) 254-1735 Joliet

SETH COOPER (815) 725-5401 Joliet

NICHOLAS J. TYRELL (815) 744-2127 Joliet

TERRANCE B. SPIVEY (815) 744-2742 Joliet

RYAN M. SHARP (815) 838-6004 Lockport

NICHOLAS G. FRONTERA (815) 838-9084 Lockport

THOMAS R. CROSBY (815) 524-4568 Lockport

BEN SISK (815) 467-9632 Minooka

MATT SCHIMANSKI (815) 254-5448 Plainfield

MARY KAY HRDINA (815) 436-9696 Plainfield

PAUL A. KALAFUT (815) 744-8150 Shorewood

ADAM UNDERHILL (815) 630-4377 Shorewood

DEAN A. SHEPHERD (815) 476-6856 Wilmington